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3 Responses to “Are there any health insurance that cover infertility treatments?”
You can’t get private insurance to cover infertility treatments – it’s VOLUNTARY, just like cosmetic surgery.
The only people who ever want to buy the coverage, want to buy it only to use it, then cancel it.
So, you CAN sometimes get very LIMITED infertility treatment on a group health insurance plan through your employer. Most of the time, it’s limited to 2 IVF treatments, during your whole lifetime.
That’s because, the success rate (meaning, live baby birth) after 10 IVFs is 25%.
EVERY insurance company offers the OPTION of infertility coverage, with a group employer’s plan. BUT, because of the extra cost for that coverage, most employers don’t choose to offer that option to their employees.
Interestingly enough, I just read a few articles that are blaming increased infertility rates on disposable diaper usage – so if you want YOUR kids to not have fertility issues, best use cloth diapers on them.
February 17th, 2010 at 10:05 pm
Emogene
Kaiser does.
February 19th, 2010 at 7:04 pm
Randal
You can’t get private insurance to cover infertility treatments – it’s VOLUNTARY, just like cosmetic surgery.
The only people who ever want to buy the coverage, want to buy it only to use it, then cancel it.
So, you CAN sometimes get very LIMITED infertility treatment on a group health insurance plan through your employer. Most of the time, it’s limited to 2 IVF treatments, during your whole lifetime.
That’s because, the success rate (meaning, live baby birth) after 10 IVFs is 25%.
EVERY insurance company offers the OPTION of infertility coverage, with a group employer’s plan. BUT, because of the extra cost for that coverage, most employers don’t choose to offer that option to their employees.
Interestingly enough, I just read a few articles that are blaming increased infertility rates on disposable diaper usage – so if you want YOUR kids to not have fertility issues, best use cloth diapers on them.
February 22nd, 2010 at 2:55 pm
Randal
Not that I know of, usually insurance will just cover what is absolutely needed…and sometimes not even that.